SETARA Get a quote
Services

Cargo insurance, written into the booking.

Arrange cargo cover alongside your freight booking, with the terms and declared value confirmed before departure.

Get a quoteTalk to our team
Gloved worker checking a freight container door
Explore the service details

All-risk marine cargo cover on ocean, air, rail, and road shipments. Placed with established underwriters. Claims coordinated by the same account manager who booked the freight.

Clear handoffs

Your shipment, step by step

  1. 01

    Plan the move

    Share your route, cargo and delivery requirements.

  2. 02

    Confirm the handoffs

    We confirm the carriers, equipment and partner services for the shipment.

  3. 03

    Follow through

    Shipment updates, delivery details and paperwork stay connected.

Why bother

Carrier liability doesn't cover what you think it does.

Under the Hague-Visby rules, ocean carrier liability caps at 666.67 SDR per package or 2 SDR per kg, whichever is higher. That is roughly USD 900 per package at current rates. Air is capped at 26 SDR per kg under the Montreal Convention, roughly USD 35. Either way, if your $200,000 container of consumer electronics gets dropped, the carrier owes you a fraction.

Cargo insurance closes that gap. We can arrange cover through a licensed insurance intermediary when we book your ocean, air, or road freight. Arranged alongside your booking. One premium, added to the rate.

Coverage types

All-risk (ICC A)Broadest cover. Most physical loss or damage from external causes, "warehouse to warehouse." Default for high-value cargo.
Named perils (ICC C)Narrower. Covers only the listed perils (fire, sinking, collision, and so on). Cheapest option, but it leaves real gaps.
Total loss onlyFor commodity cargo where partial-damage claims aren't worth the deductible. Lowest premium.
War & strikesAdd-on cover for political and labour risk. Recommended on routes through high-risk waters.

Premiums depend on the commodity, the declared value, the mode and the route. We quote the premium with the booking, as one line on the rate.

CIF = invoice value + freight + 10% (industry convention). Minimum premiums apply.

What's typically excluded

  • Inherent vice (cargo that damages itself. E.g., temperature-sensitive without proper packaging)
  • Insufficient packing (cargo not packed for normal transit stresses)
  • Delay in itself (consequential loss, lost sale)
  • Wilful misconduct of the assured

Claims

If something goes wrong, call us first. Before you sign for the damaged cargo, before anything else. Here's the drill:

  • Note damage on the delivery receipt. Do not sign clean
  • Photograph cargo, packaging, container seal
  • Email us within 3 business days. We file the surveyor and start the claim
  • Straightforward claims typically settle in 30 to 60 days, per industry norms

Frequently asked: Cargo insurance

Isn't insurance included in CIF?

Only minimum cover (ICC C) for the seller's benefit, not the buyer's. We almost always recommend upgrading to all-risk (ICC A) named to you, the buyer.

What's a deductible?

Most marine policies carry no deductible on total loss. Partial-loss deductibles vary by commodity and policy.

Can I declare a value higher than invoice?

Yes. You can insure replacement cost or even profit (declared value). Sensible if the cargo has appreciated or includes profit margin.

Cover your next shipment.

Add insurance when you request a quote. One line in the booking, one premium on the invoice.

Get a quote with insurance